Nisargadatta Maharaj's pupil on thoughts

I was recently reading the book "On Desire". It says the same thing as Sri Nisargadattaji Maharaj's enlightened pupil Ramesh Balsekar used to say -

There is no doer, everything is a happening. In a given situation what so ever we think we should do, we are free to do but final outcome of event is already predetermined. On final outcome we have no control. So there is nothing called as free will.

If one accepts that what so ever is happening is as per God’s will or Cosmic law then there will not be any complaint or frustration with life. But this acceptance will also come to us as per God's will.

Ramesh Balsekar suggests:

Everyday spend 10-15 minutes alone thinking over the life events and investigate. Which event in a day has happened because of my action?

If we analyze and go deep in an event then we will realize that we did a particular action because we had a thought of doing that event, and we have no control over our thoughts. They come and go, they come from outside.

Some point of time as per God’s will sudden flash of insight will come that there is no doer. If I am not doer then no one else is doer. Everything is happening.